finance

Mortgage Payment Calculator

Monthly payment — instant conversion with formula and AI explanation.

Live Visual Representation
Mortgage Payment Calculator0.00 $0.00 $/MO
0.00

</> Formula

formula.ts
M = P · r(1+r)^n / ((1+r)^n − 1)
AI

Explanation

Calculates a fixed monthly mortgage payment using principal (P), monthly interest rate (r), and number of months (n).

Common Examples

300000.00 $1798.65 $/mo
500000.00 $2997.75 $/mo

FAQ

Does this include taxes?

No — it's principal & interest only. Taxes and insurance are typically additional.

What rate should I use?

Enter the annual percentage rate (APR) you've been quoted.